HOME LOAN SERVICES

We provide services for Home loan which help you in buy house.

Our Service charges Rs. 999 (other than bank processing fees).

What is Home Loan ?

Today’s market House price is very high and consistently increasing from last many years and it is difficult for any individual of middle class to buy a house with their saving. So, an Individual has to borrow loan for buy a house that named as Home Loan and if cost of house is high then, to get loan from any bank is very easy in today’s scenario.

Benefits of Home Loan

  1. Easy way to buy a Higher value Home
  2. Low Interest rate
  3. Deduction for Principal repayment under section 80C
  4. Deduction for interest paid on Housing Loan
  5. Capital Appreciation

Benefits of loan apply through legalsahayak.

  1. Apply for home loan online.
  2. Lowest Interest rate.
  3. Arrange loan in very minimum time.
  4. No need to visit our office.

Eligibility for Home Loan

For Businessman (Self Employed Person)

  1. Identification Proof : Pan Card / Voter ID Card / Passport / Ration Card / Driving License (Any two)
  2. Address Proof : Bank Passbook / Passport / Voter ID / Aadhar Card
  3. ITR and Computation of Income of Last 3 Years
  4. Last year ITR should be of Rs. 5 Lacs
  5. BS and P&L Account of Last 2 Years
  6. Minimum Turnover Rs. 50 Lacs
  7. 6 Months Bank Statement
  8. Family member as Co-applicants can also apply.
  9. Sale Agreement/Property Papers
  10. Current loan’s Account statement

For Salaried Person

  1. Identification Proof : Pan Card / Voter ID Card / Passport / Ration Card / Driving License (Any two)
  2. Address Proof : Bank Passbook / Passport / Voter ID / Aadhar Card
  3. ITR and Computation of Income of Last 3 Years
  4. Last year ITR should be of Rs. 5 Lacs
  5. Form 16 of Last 2 Years
  6. Last 3 Month salary Slip
  7. Certified Letter from Employer
  8. Increment Letter
  9. 6 Months Bank Statement
  10. Family member as Co-applicants can also apply.
  11. Sale Agreement/Property Papers
  12. Current loan’s Account statement.

Process for Home Loan

  1. Fill up Application Form (Provided by us)
  2. Submit all documents
  3. We search best deal for you.
  4. Pay Processing charges.
  5. Loan Approval
  6. Final documentation by bank and acceptance by you
  7. Disbursement of loan

HOME LOAN

1.       Allahabad Bank

2.       Axis Bank

3.       Bank of Baroda

4.       Bank of India

5.       Canara Bank

6.       Citi Bank

7.       Corporation Bank

8.       Dena Bank

9.       DHFL

10.   HDFC Bank

11.   HSBC Bank

12.   ICICI Bank

13.   IDBI Bank

14.   Indiabulls Home Loan

15.   Indian Bank

16.   Indian Ovrseas Bank

17.   Induslnd Bank

18.   Kotak Mahindra Bank

19.   LIC Housing Finance

20.   OBC

21.   PNB

22.   Standard Chartered Bank

23.   State Bank of India

24.   Syndicate Bank

25.   UCO Bank

26.   Union Bank of India

27.   Yes Bank

FAQ - DSC REGISTRATION

Home loan is amount which is borrowed by an individual from financial institution for buying a home.

After approval of Home loan, You require to loan agreement after that you will loan disbursement.

Yes, you can apply loan with your family members like father, mother, children, wife, brother, sister.

No, you can not apply loan jointly with your friends because your friend is not relative.

There are two types of interest, One is Floating Rate home loan, in which you don’t pay any prepayment charges. But in IInd i.e. Fixed Rate home loan, Financial Institution may charge penalty.proof and address proof and also along with photograph of applicant.

Age Factor

Non-payment of Existing Loan

Wrong personal details

Property situated in unathourised area

Low Credit Score

You just fill simple form provided by us and submit all documents. We will arrange best rate for you and arrange approval and disbursement of loan in very early.

You no need to come our office. All process will be complete through email. Our Bank representative will come to your address and do all formalities.

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