HOME LOAN SERVICES
We provide services for Home loan which help you in buy house.
Our Service charges Rs. 999 (other than bank processing fees).
What is Home Loan ?
Today’s market House price is very high and consistently increasing from last many years and it is difficult for any individual of middle class to buy a house with their saving. So, an Individual has to borrow loan for buy a house that named as Home Loan and if cost of house is high then, to get loan from any bank is very easy in today’s scenario.
Benefits of Home Loan
- Easy way to buy a Higher value Home
- Low Interest rate
- Deduction for Principal repayment under section 80C
- Deduction for interest paid on Housing Loan
- Capital Appreciation
Benefits of loan apply through legalsahayak.
- Apply for home loan online.
- Lowest Interest rate.
- Arrange loan in very minimum time.
- No need to visit our office.
Eligibility for Home Loan
For Businessman (Self Employed Person)
- Identification Proof : Pan Card / Voter ID Card / Passport / Ration Card / Driving License (Any two)
- Address Proof : Bank Passbook / Passport / Voter ID / Aadhar Card
- ITR and Computation of Income of Last 3 Years
- Last year ITR should be of Rs. 5 Lacs
- BS and P&L Account of Last 2 Years
- Minimum Turnover Rs. 50 Lacs
- 6 Months Bank Statement
- Family member as Co-applicants can also apply.
- Sale Agreement/Property Papers
- Current loan’s Account statement
For Salaried Person
- Identification Proof : Pan Card / Voter ID Card / Passport / Ration Card / Driving License (Any two)
- Address Proof : Bank Passbook / Passport / Voter ID / Aadhar Card
- ITR and Computation of Income of Last 3 Years
- Last year ITR should be of Rs. 5 Lacs
- Form 16 of Last 2 Years
- Last 3 Month salary Slip
- Certified Letter from Employer
- Increment Letter
- 6 Months Bank Statement
- Family member as Co-applicants can also apply.
- Sale Agreement/Property Papers
- Current loan’s Account statement.
Process for Home Loan
- Fill up Application Form (Provided by us)
- Submit all documents
- We search best deal for you.
- Pay Processing charges.
- Loan Approval
- Final documentation by bank and acceptance by you
- Disbursement of loan
HOME LOAN
1. Allahabad Bank | 2. Axis Bank | 3. Bank of Baroda |
4. Bank of India | 5. Canara Bank | 6. Citi Bank |
7. Corporation Bank | 8. Dena Bank | 9. DHFL |
10. HDFC Bank | 11. HSBC Bank | 12. ICICI Bank |
13. IDBI Bank | 14. Indiabulls Home Loan | 15. Indian Bank |
16. Indian Ovrseas Bank | 17. Induslnd Bank | 18. Kotak Mahindra Bank |
19. LIC Housing Finance | 20. OBC | 21. PNB |
22. Standard Chartered Bank | 23. State Bank of India | 24. Syndicate Bank |
25. UCO Bank | 26. Union Bank of India | 27. Yes Bank |
FAQ - DSC REGISTRATION
Home loan is amount which is borrowed by an individual from financial institution for buying a home.
After approval of Home loan, You require to loan agreement after that you will loan disbursement.
Yes, you can apply loan with your family members like father, mother, children, wife, brother, sister.
No, you can not apply loan jointly with your friends because your friend is not relative.
There are two types of interest, One is Floating Rate home loan, in which you don’t pay any prepayment charges. But in IInd i.e. Fixed Rate home loan, Financial Institution may charge penalty.proof and address proof and also along with photograph of applicant.
Age Factor
Non-payment of Existing Loan
Wrong personal details
Property situated in unathourised area
Low Credit Score
You just fill simple form provided by us and submit all documents. We will arrange best rate for you and arrange approval and disbursement of loan in very early.
You no need to come our office. All process will be complete through email. Our Bank representative will come to your address and do all formalities.